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Home Insurance questions to ask yourself:
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Are you purchasing a home?
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Do you already own a home or condo?
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Are you a renter?
Do you know if you have enough insurance coverage on your home
and personal property? Chances are you could be underinsured.
Some important information about New Contruction
verses Reconstruction.
The information we need to complete an estimate and determine
cost:
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Square foot of the home, this does not include the basement.
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The approximate year the home was built.
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What types of exterior materials are used, such as brick, stone, block,
aluminum or vinyl siding or any other specialty materials?
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What type of roof? Shingle, slate or other, as well as the age.
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What type of heating and the age of the heating unit?
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Do you have circuit breakers or a fuse box? If you have fuses, how many and
what ampage?
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Are the interior partitions or walls plastered or drywall or any other
specialty materials.
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What kind of flooring material such as hardwood or plywood? And if hardwood, do
you have carpet over top?
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Are there any specialty windows or doors? Or any other special features the
home may have.
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What structures are attached to the home such as any porches, decks, patios,
and garage?
Having this information prepared will save you time when
calling our agency.
Are you having trouble finding insurance coverage for your
home:
If you are having trouble finding insurance coverage on your home, because of a
loss or credit problems, we can help you!
Foremost accepts many homes that other companies simply don’t want on their
books because of age, condition, or value of home. They offer a great solution
for older homes. They have very flexible pay plans. Excellent, fast, fair
claims settlements. Give us a call to help.
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